Who in their Right Mind Takes Out a Payday Loan?

There are not many easy ways for people with bad credit and few assets to get cash quickly, but payday lenders are one of them. The business model for payday lending is remarkably simple. A person borrows a sum of money in exchange for an agreed deduction from a future paycheck plus a service charge usually around $15 per month for every $100 borrowed. Because the borrowing cost of payday loans is so exceedingly high – the annualized percentage rate (APR) is around 400% – it is often argued that payday lending is a scam that preys upon financially illiterate people.

In an interesting new paper Marianne Bertrand and Adair Morse of the University of Chicago report on a randomized experiment in cooperation with a major payday lender (remarkably) to examine the cognitive biases that may shape payday lending behavior.

In one set of treatments, the researchers experimentally manipulated the information disclosed to borrowers at the time they took out a loan. Some subjects received their cash in an ordinary envelope with a schedule for repayment printed on it. Others received an envelope printed with information intended to present information that dramatically reinforced the true cost of a payday loan. For example, one envelope was printed with a table that displayed the annualized cost of repaying a payday loan (APR over 400%) compared to other loans such as a credit card, a subprime mortgage, and an installment car loan (all with APRs under 20%). The authors find a reduction in future lending among subjects that received the information treatment envelopes – the largest estimated effect was around 11 percent reduced lending.

The authors conclude that payday borrowing behavior reflects cognitive biases. Although the exact psychological process leading to the cognitive error is not ascertainable from the experimental design, the results suggest that people would likely borrow less frequently from payday lenders if they were fully informed about the true cost of repayment. If they don’t borrow from payday lenders, it stands to reason they won’t be able to borrow from anywhere: The population that is borrowing from payday lenders is likely to be shut out of the conventional credit market. This might not be a huge problem if the lending was used to fund leisure spending or non-urgent spending, but plenty of payday borrowers need cash quickly to pay medical bills, repair a car, or pay for groceries. Better information would help to steer people away from obviously bad choices, but it does not help much when the payday lender is the least bad option.

About Brendan Saloner

I am a postdoctoral fellow at the University of Pennsylvania in the Robert Wood Johnson Health and Society Scholars Program. I completed a PhD in health policy at Harvard in 2012. My current research focuses on children's health, public programs, racial/ethnic disparities, and mental health. I am also interested in justice and health care.
This entry was posted in Blog posts and tagged , , . Bookmark the permalink.

113 Responses to Who in their Right Mind Takes Out a Payday Loan?

  1. payday loan says:

    Payday loans are really great way to pay some bills that needs to be paid on time and also for some cases that needs an urgent money. This is surely a big help to anyone that needs an instant money.

  2. Hello,

    Here comes an Affordable Xmas loan Offer that will change your life for ever,
    I am Mrs Lily Brown a certified loan lender, I offer loan to
    individual and public sector that are in need of financial Assistance
    in a low interest rate of 2%. Bad credit acceptable,The Terms and
    Conditions are very simple and considerate.You will never regret
    anything in this loan transaction because i will make you smile.

    I Mrs Lily Brown, will render the best of my services to all
    legitimate borrowers.You will never be disappointed by me in this
    transaction because you were not born to be a loser,
    note only serious clients should reply asap. any interested
    clients should contact me Asap via Email(cobetfunds@yahoo.com)
    for further proceeds.

    Please fill the below application form and get back if interested and
    you will be glad of knowing a loan lender like Mrs Lily Brown

    BORROWER’S DATA

    1)Full Names:
    2)Country:
    3)address:
    4)State:
    5)Sex:
    6)Marital Status:
    7)Occupation:
    8)Phone Number:
    10)Monthly income:
    11)Next of Kin:
    12)Loan Amount Needed:
    13)Loan Duration:
    14)Purpose of Loan:

    As soon as you fill the form above, I will send you my loan Terms And
    Conditions Asap in order for us to proceed.

    I will be looking forward to hear from you so as to proceed.
    With Regards,

  3. marry barry says:

    I’m Mary Berry by name. I live in united state, i want to use this
    medium to alert all loan seekers to be very careful because there are
    scammers everywhere.Few months ago I was financially strained, and due
    to my desperation I was scammed by several online lenders. I had
    almost lost hope until a friend of mine referred me to a very reliable
    lender called Mr. Leo Scott who lend me an unsecured loan of R685,000
    under 2hours without any stress. If you are in need of any kind of
    loan just contact him now via: leoscottprivatefinancecompany@gmail.com I’m using
    this medium to alert all loan seekers because of the hell I passed
    through in the hands of those fraudulent lenders. And I don’t wish
    even my enemy to pass through such hell that I passed through in the
    hands of those fraudulent online lenders,i will also want you to help
    me pass this information to others who are also in need of a loan once
    you have also receive your loan from Mrs. Leo Scott, i pray that God
    should give her long life.

    God bless him forever.

    Mary Berry

  4. trish says:

    private loan offer!!!

    ASO LOAN FIRM
    get your private loan today at 3% interest rate per annual without collateral. you can borrow between $2,000 and $1million over a period of 1 to 25 years.kindly reply to asoloan2@gmail.com if you re in need of my service

  5. Sandra says:

    Hello friends actually i will like to really take out time to comment about a testimony that took place in my life on how God directed me to a real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or any financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of about $8,000 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains,then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Andy Jackson who is the CEO Andy Jackson LOAN COMPANY So i applied for a loan sum of ($75,000.00) with low interest rate so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than four(48) HOURS the loan was deposited into my bank account i thought it was a joke until i received a call from my bank that my account have been credited with $75,000.00 i became so happy that finally god have answered my prayers by directing me to a real loan lender who was able to grant my heart desires. big thanks to Mr Andy for making life reasonable for me, i am advising everybody who is interested in getting a loan to kindly contact him via email (andy.jackson130@yahoo.com) that was how i got my loan and i was able to pay off my bills.Thanks as you took out time to read about my success story and i pray god will also do his will in your life

  6. linda says:

    It really is teeming with scammers on the internet, really not normal. In one week I lost 500usd for payments. I had inquiries made ??at Dandy Cash.com
    came just disappointed. I would recommend anyone to advertise on the site.I’ve only tried it a different website, and when I had finally found someone
    who was still honest (lindaparkerloancompany@gmail.com) Because he asked me in advance, but doubted he could give evidence and so I took the risk anyway
    and I was able to borrow from him. 30000usd,please dont email anybody said to be a loan lender in this website because they are all scams,they
    disappoint me and run away with my 500usd,Mrs linda parker is the only one i trust because he gave me the loan i needed,,please do not email anyone in
    this website because they are scams they pretend to be loan lenders they rip people of their hard earned money the USA Attorney General Of Police are
    searching for this guys in the internet right now so dont email this guys please they will rip you off like they did to

  7. Hello

    Dear Loan Seekers Solution for your financial
    problems,
    We are a fully registered and certified loan firm, that
    offers secured and unsecured loans to individuals and
    companies at a very low interest rate of 3%. We offer
    long and short term loans. Our company has recorded a
    lot of breakthroughs in the provision of first class
    financial services to our clients, especially in the area of
    Loan syndication and capital provision for individuals and
    companies. We have brought ailing industries back to life
    and we back good business ideas by providing funds for
    their up start.
    We have a network of Investors that are willing to
    provide funds of whatever amount to individuals and
    organizations to start business and operations.
    We are a group of energetic and experienced loan
    professionals with thorough knowledge of financial
    markets. We have many partners in real estate, banking
    and technology fields that can assist obtain financing.
    Almost all of our business are through referrals by
    satisfied and repeat customers. We offer the right
    solution to your financial needs.
    We stand apart from other lenders, because we believe
    in customers service and we stay with you, until you get
    the best results you want. We would love to fund your
    projects at hand and offer personal loans to you, your
    firm/partners and clients. In general we offer mortgages,
    home loans business loans and bad credit loans
    commercial loans, start-up- working capital loans
    construction loans car loans, hotel loans Xmas loans Our
    interest rate is 3% per annual repaid, our loan takes a
    maximum of 3 working days,to get to all approved
    customers across the globe.
    If you are truly in need of any kind of loan for various
    reasons then You have to fill this loan application form
    and return to us as soon as possible with the email
    provided below, and once we receive the application
    details we will proceed folder on the transaction and
    inform you of all the necessary info needed for the
    security of the loan.
    You are advice to send details to this email (Mrsrobertemily.co@gmail.com)

    LOAN APPLICATION FORM

    PERSONAL INFORMATION
    Full Name……………………….
    Loan Amount Needed……………………
    Duration:…………………………………
    Gender; … …………………………….
    Religion :……………………………
    Province/ State :…………………………….
    City :.. ……………………………….
    Country…………….
    Age……………………
    Contact Address;… ………………………
    Occupation :…………………………………..
    Monthly Income ……………….
    Cell Phone Number :……………………
    Purpose Of Loan :………………………….
    Have you apply before {yes or no}……………..
    Good Luck
    Thanks and Regards

  8. courtney says:

    It really is teeming with scammers on the internet, really not normal. In one week I lost 500usd for payments. I had inquiries made ??at Dandy Cash.com
    came just disappointed. I would recommend anyone to advertise on the site.I’ve only tried it a different website, and when I had finally found someone
    who was still honest (lindaparkerloancompany@gmail.com) Because he asked me in advance, but doubted he could give evidence and so I took the risk anyway
    and I was able to borrow from him. 30000usd,please dont email anybody said to be a loan lender in this website because they are all scams,they
    disappoint me and run away with my 500usd,Mrs linda parker is the only one i trust because he gave me the loan i needed,,please do not email anyone in
    this website because they are scams they pretend to be loan lenders they rip people of their hard earned money the USA Attorney General Of Police are
    searching for this guys in the internet right now

  9. Mr Owen Davidson says:

    Hello

    Have you been denied by your bank or any other financial institution,worry no more because

    this company,we give out loans at 3% for our customers who are willing to pay more in the next few years ..
    are you interested in applying for any loan, listed below, kindly send an email to owendavidsonloancompany@gmail.com
    We offer the following type of loans;
    * Credit ..
    * Personal Loans ..
    * Business loans ..
    * Investment Loans ..
    * Development Loans ..
    * Purchase Loans ..
    * Construction loans ..
    * Loans for buying a car ..
    * Debt Consolidation Loans ..
    * International Loans ..
    * Student Loans and much more without any delay ….
    Apply and receive the loan within 48 hours .. Don t miss !!
    We are waiting for your mail ……

    Mr Owen Davidson

  10. micheal says:

    Good day,

    We offer Urgent Loan Here all problem regarding Loan is solve between a short period of time with a low interest rate of 3% and duration more than 20 years what are you waiting for apply now and solve your problem or start a business with Loan paying of various bills just email us now at investorscompany6100@gmail.com.

  11. Good day Sir/Madam,

    This is Central Trust Micro-Financial Service International. . We are a reputable, legitimate & Registered Company. Approved by the United kingdom (UK) and South Africa Government to assist people with loan financial assistance local and international at this particular new month of January 2015,we are also part of the finance company and money rendering firm. We help in encouraging and act as facilitator to reduce your financial stresses at a very encouraging rate. We give out Loans to individuals and cor-operate body in need of financial assistance at ones convenience with a reasonable interest of 4.9% Do you have a bad credit or you are in need of money to pay bills? if you are desperately in need of our assistance then Quickly emails us immediately for the company online loan application form and details to be forwarded to you in order to enable us proceed on your loan transaction. We await for your quick response.

    Services Rendered include:

    Refinance
    Home Improvement
    Inventor Loans
    Auto Loans
    Debt Consolidation
    Line of Credit
    Second Mortgage
    Business Loans
    Personal Loans
    International Loans
    Best secured loan
    Cash Loan
    Low cost Loan
    Internet Loan
    Cheap Loan Rate
    Lifestyle Loan
    Joint Loan
    Equity Loan
    Small Loan
    Direct
    Finance Loan Money
    Home Owner Loan
    Bank Loan

    Whatever your financial requirement are, A Loan from Central Trust Micro Financial Service will always help. No social security and no credit check, 100% Guaranteed. We Look forward permitting us to be of service to you. Sincerely, We await your Quick Respond. Central Trust is a trading style of Central Trust Micro Financial Limited. Central Trust Limited: Cassio bury House, 11-19 Station Road, Watford,Hertfordshire, WD17 1AP. Registered Office: St Crispin’s House, Duke Street, Norwich, Norfolk, NR3 1PD. Registered in England: 07020381, VAT number765353512 Authorized and Regulated by the Financial Conduct Authority under number 631303, You should kindly contact us via our Emailaddress:Info.Centraltrust.co.uk.za@financier.com or Centraltrust_consultant.uk.za@outlook.com,We await your respond to help you solve your financial problems….

  12. jack says:

    Did you need a loan for any reason at 3% rate?. contact us via jackstoneloancompany@0gmail.com

  13. I GOT MY CONSOLIDATION LOAN OF $850,000 FROM GUARANTEE Trust LOAN COMPANY…

    Greeting to the the entire public. My Name is Mabel Raymond, I am happily married with two kids.I came to this very site to advertise and share the good work of Saint Smith Loan Company for giving me a consolidation loan of $90,000…I have being declined every where,I went through a lot of process and being scammed by different loan companies that i came across but when i meant Paul Williams Loan Company they gave me a loan of $850,000 after paying their registration fee of $1000,I have being looking for a loan for the past 3months but after a week i came across Jerry Lucas Loan Firm who uses this email address:(guaranteetrustloancompanyplc@gmail.com),then i got my loan,,This really made me to start life again after all the difficulties i had,tony was sent to me and i have a happy home again,I am here to use this medium to inform the general public that if you need a legit loan without any stress and same day approval,you will have to quickly contact them right away via email on:(guaranteetrustloancompanyplc@gmail.com)

  14. magret james says:

    Hello do you need loan at a low interest rate of 2%? Have you been denied bank loans because you do not have any collateral or have bad credit? Are you tired of bank stress? Then you are in the right place, contact us now via our email (magretjames321@gmail.com)

  15. Mr Richard says:

    Do you need an urgent loan (Funds)? If yes contact us for more information via our email: richardcosmos5@gmail.com

  16. I offer loans at a low interest rate. business Funds and personnel finance
    are
    available.If you are in debt and you need a loan Just let us know,
    even with bad credit, we continue to offer you the loan, for more
    information and financial aid .. contact us today
    jonathan.nta@hotmail.com

  17. Are you in need of an urgent loan to pay of bills, expansion of business, corporate bodies or personal loan? Contact us today for your fast efficient and trusted loan today at rishigarakumar@outlook.com

    Regards
    R.G Kumar

  18. Good everyone.
    My name Mrs, Renee Phillips, i am from USA CA , i am married, i have been searching for a genuine loan company for the past 2 years and all i got was bunch of scams who made me to trust them and at the end of the day, the took all my money and left me moneyless, all my hope was lost, i got confused and frustrated, i lost my job and find it very difficult to feed my family, i never wanted to do anything will loan companies on net anymore, so went to borrow some money from a friend, i told her all that happened and she said that she can help me, that she knows a loan company that can help me, that she just got a loan from them, he directed me on how to apply for the loan, i did as he told me, i applied, i never believed but i tried and to my surprise i got the loan in 24 hours, i could not believe my eyes, i am happy and rich today and i am thanking God that such loan companies like this still exist upon this fraud stars all over the places, please i advise everyone out there who are in need of loan to go for Mr. Robert .M. Clark Email via ; ( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan., they will never fails, your life shall change as mine did.

    Thanks and Good Luck.

  19. peter benson says:

    Hi, My name is Mr Peter. I am a private
    lender who give out
    loan to private and corporate individuals. Have you
    been turned down
    by so many banks? Do you need finance to
    establish your business? Do
    you need finance for the expansion of your
    business? Or do you need a
    personal loan? My loan ranges from personal to
    business loan. My
    interest rate is very affordable as low as 2% and our loan
    process is very fast as
    well. I am very willing to make all your financial
    troubles a thing of
    the past. If you are really ready to get your
    financial problems
    solved,Then search no further and apply for a loan
    today. If you are
    interested fill the DATA FORM so that i can give you
    my terms and
    conditions.
    Application DATA FORM
    1)YOUR NAME……….
    2)YOUR COUNTRY……….
    3)YOUR OCCUPATION……….
    4)YOUR MARITAL STATUS……….
    5)PHONE NUMBER……….
    6)MONTHLY INCOME……….
    7)ADDRESS……….
    8)PURPOSE OF LOAN………
    9)AMOUNT NEEDED……….
    10)TELEPHONE……….
    11)LOAN DURATION……….
    12)Next of kin……………
    My email address is stated below: I look forward to
    doing business with
    you.
    ==========
    Thanks
    Mr peter
    Reply Email:peterbenson1234@gmail.com
    Or what’s sapp via no :+2348136833049

  20. DAVID MICHAEL says:

    Christmas Is Almost Here!
    Merry Christmas and a Happy New Year. Christmas 2015 is on its way. its time to get your finances in order so that you can afford to buy presents and pay your bills. Apply online today.
    @
    globalstandfinances@gmail.com

  21. Dr Smith Kennedy says:

    Are you in need of money to do something quick and you wanna sell your kidney? Email us now on smithkennedy227@gmail.com or contact us on our whatsapp mobile number +23408103195531 for more info thanks……..

  22. This free on-line Conflict of Clans Hack I’m providing is one
    hundred% working, authorized, and free.

  23. jadkimi says:

    I am Mr. Jad Kimi a private loan lender. we offers loans at an interest rate of 2% per year in the amount of EUR 100,000,000,00. Which 500,000,000,00.in to any currency you need the loan in. With 100% financing projects secured and unsecured loans available. we guaranteed to Provide financial services to many of our clients around the world. With The package of soft loan, a loan can be processed and funds transferred is to the borrower as soon as possible. we operate With The terms of a clear and easy to Understand and offer loans to any of our customers WHO Applied, companies, corporations, and all types of business Organizations, Individuals and private Real Estate Investors. just contact us at our e-mail: jadkimi@gmail.com for more details on how to get your loan ok.

  24. TESTIMONY ON HOW I GOT MY LOAN FROM THIS GREAT COMPANY AS A SINGLE MUM

  25. John Wilson says:

    Am so happy that i got a loan from this great company in USA, They are real Godsent to help the need, please contact them if you need a loan, please you must be from the State to avoid fraud here is their email usa.loan@usa.com or call/SMS +1 217-488-4418, My name is Sherry Doering from NC.

  26. My name is Dennis Weaver a citizen of Australia. i have been scammed by 20 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 28930USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called John Harrison Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 20 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $300,000AUD by this great Company (ROBERT CLARK LOAN COMPANY} managed by Mr.Robert .M. Clark and here i am today happy because ROBERT CLARK LOAN COMPANY HAS GIVEN ME A LOAN so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact John Harrison loan company now for your loan via email: ( robert.clark071@gmail.com)

  27. jadkimi says:

    I am a private lender who give out bad credit loans, business loan, home loan, mortgage and so on. I am Mr. Mahmoud Jaafar. I offer loan at 3% interest rate for the reach of many. If you want to get a loan, make sure you contact us at jaafarlending44@gmail.com

  28. Mr. Walter Henry says:

    Attention: Everyone,

    Are you in need of a certified and legitimate and urgent Loan for Backup this month or a Loan to consolidate your debt /bills? Are you in need of a Loan to Finance or Expand your Business Project and building Estate? or for car purchase, buying a house and other personal Loans ETC. We give out long term loan for five to fifty years maximum with a 2.% interest rate. and You are 100% Guaranteed with no social security number, no credit check required, so quickly contact us via email address: loanout@outlook.com

    Team Regard,
    Mr. Walter Henry
    Operations Manager.
    Gate Way Savings Loan Co.

  29. Pelle Khan says:

    Hello everyone

    I am Mr. Khan, i will grant you all kinds of loans you need because our services are reliable.

    I give out loans at 3% interest rate and from a duration of 6 months to 25 years.

    My work is trusted and guarantee, reliable and quick, fast and understanding. So i urge you now to apply because application is open to those above 18+.

    Contact us through our email today at rockstarfirm2@yahoo.com I await your swift application so that we can help you out with what you want.

    Pelle Khan

  30. Jaimie Thang says:

    I Am Mr. Alex Gordon

    Are you looking for USA Personal/Business loan or home loan? We offer loan without hassle or fax. To get your desired loan amount, contact our Email via: {wellsfargoloan0@gmail.com} and get your loan sanctioned within 24 hours.
    just fill out this shot form for Enable us to at fast in proceeding your transaction OK

    1. Full Names:……………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..

    Best Regards,

    Mr. Alex Gordon

  31. Hart Gold says:

    thanks for accepting me , i was actually searching for a friend when i saw your profile that sparked my eyes!

  32. Mr Daniel Bruman says:

    I am Mr Dan Bruman a Legitimate and a Reputable loan
    Lender. We are dynamic company with financial
    assistance. We loan funds out to individuals in need of
    financial assistance, that have a bad credit or in need
    of money to pay bills,to invest on business. I want to
    use this medium to inform you that we render reliable
    and beneficiary assistance as be glad to offer you a
    loan. Please write back if interested or contact
    danbruman227@gmail.com
    Thanks

    • Fred says:

      I am Mr Dan Bruman a Legitimate and a Reputable loan
      Lender. We are dynamic company with financial
      assistance. We loan funds out to individuals in need of
      financial assistance, that have a bad credit or in need
      of money to pay bills,to invest on business. I want to
      use this medium to inform you that we render reliable
      and beneficiary assistance as be glad to offer you a
      loan. Please write back if interested or contact
      danbruman227@gmail.com
      Thanks

  33. Kate says:

    I am Kate Lennox,currently living in United States, nebraska.I am a widow at the moment with two kids and i was stuck in a financial situation and i needed to refinance and take care of my children.But as God would have it,i was introduced to RAYMOND JAMES BANK where i was given a loan at a very low interest rate to start up a business.i would advice anyone seeking for loan to contact the bank. raymondjamesbank.rjfinance@gmail.com

  34. Mercy Lisa says:

    Hello.

    We work with hundreds of lenders and many of them can fund loans up to $50,000. they will work with your situation to help find a loan lender that can provide you with the money you need today. Whether it’s unexpected bills, someone’s birthday or you just want some extra cash you came to the right place. Our online application is fast and easy.

    The entire loan application takes only minutes to complete and you will have a decision on your application in less than a minute. When you need a loan now, whether you have good credit or bad credit, they can help!

    Most people would rather ask friends and family before coming to some website for a loan, and they can understand that. This is understandable but sometimes asking friends and family can be embarrassing. they can take away that embarrassment and we keep your information confidential so your friends and family don’t have to know you are going through financial problems. Plus, our system is user-friendly and we have streamlined the application process.

    there constantly make improvements to our website to ensure our customers have the fastest and safest way to request a loan.

    While most lenders make you wait days and sometimes even weeks to hear back about your loan, they don’t. they strive to fill in the financial gap quickly so you can get a piece of mind and get back to your daily life without having to stress over money issues. Hundreds of people turn to us every day when they are in a pinch, because they can help. once again

    they work with hundreds of lenders and many of them can fund loans up to $50,000. they will work with your situation to help find a loan lender that can provide you with the money you need today. Whether it’s unexpected bills, someone’s birthday or you just want some extra cash you came to the right place. Our online application is fast and easy.

    The entire loan application takes only minutes to complete and you will have a decision on your application in less than a minute. When you need a loan now, whether you have good credit or bad credit, they can help!

    Most people would rather ask friends and family before coming to some website for a loan, and they can understand that. This is understandable but sometimes asking friends and family can be embarrassing. they can take away that embarrassment and we keep your information confidential so your friends and family don’t have to know you are going through financial problems. Plus, our system is user-friendly and we have streamlined the application process.

    there constantly make improvements to our website to ensure our customers have the fastest and safest way to request a loan.

    While most lenders make you wait days and sometimes even weeks to hear back about your loan, they don’t. they strive to fill in the financial gap quickly so you can get a piece of mind and get back to your daily life without having to stress over money issues. Hundreds of people turn to us every day when they are in a pinch, because they can help. once again visit Us mercylisa07@gmail.com

  35. Do you need a urgent loan to pay off your Bills, perhaps Buy a truck, may be House, or start up a personal Business Kindly Email:Jasonpaulaloans@outlook.com

  36. bryce knorr says:

    My dear brothers and sisters, My name is Pastor Bryce Knorr. I am the general Overseer of the Church of Christ Foundation Ministry. I just came across this website while searching for an information on the internet and i found out that there are a lot of where to get a loan this new year 2016 to start up a business or expand their existing business. My Godly conscience will not allow me to keep quiet and not to direct people to a genuine place where i got loan from a foreign private loan company with just 3% interest rate without stress bypassing the rigorous processes of our local commercial banks. Sometimes late last year when we where looking for funds to expand our church. A fellow Pastor directed me to this foreign private loan company where he had also gotten his loan. I was told to contact one of them via (trusted.ventures@yahoo.com) We applied for an unsecured loan of $100,000USD to expand our ministry and within 48 hours working days, the whole process was completed. When we announced to our church family members after one week that the loan was approved and the note to the local bank had been paid, applause filled the worship center. NO COLLATERAL REQUIRED. NO CREDIT CHECK.The loan application process was explained clearly and [they] walked us through every aspect.So my brothers and sisters while surfing the internet, i decided to stop by and share this information because information they say is power. Who knows, your financial breakthrough this 2016 may just be this little piece of information when acted upon. if there is anyone here looking for a loan, contact them through their email and by the special power of the almighty, 2016 will be your financial breakthrough in thy mighty name of JESUS….GOD BLESS YOU ALL.

  37. Mr Jack martin says:

    we give out long term loans for one year to twenty years maximum.
    We offer the following kinds of loans and many more;

    * Personal Loans (Unsecured Loan)
    * Business Loans (Unsecured Loan)
    * Consolidation Loan
    * Combination Loan
    * Home Improvement.

    Please if you are delighted and interested in our financial offer, Do not
    Hesitate to contact us if urgently in need of our service as you will be required
    To furnish us with the following details to commence with the process of
    Your loan proceedings accordingly.

    Name’s:_______________________________
    Gender:_______________________________
    Marital status:_______________________
    Contact Address:______________________
    City/Zip code:________________________
    Country:______________________________
    Date of Birth:________________________
    Amount Needed as Loan:________________
    Loan Duration:________________________
    Monthly Income:_______________________
    Occupation:___________________________
    Purpose for Loan:_____________________
    Valid Phone No:_______________________

  38. I’m Christina Mills by name. I live in GERMANY, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr. Peter Jackson who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: peterjacksonloan@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr. Peter Jackson, i pray that God should give him long life.

    God bless him forever.

    Christina Mills

    Testimony on how i got my loan

  39. kenjones says:

    Hello everyone am here to testify how i got my loan from online loan
    after i applied several times from various loan lenders who
    claimed to also testify right in this forum,i thought the testimonies
    where real and i applied but they never gave me loan. I was in need of
    an urgent loan to start a business and i applied from various loan
    lenders who promised to help but they never gave me the loan .Until a
    friend of mine introduce me to online loan who promised to
    help me and indeed he did as he promised without any form of delay.I
    never thought there are still reliable loan lenders until i met online
    Loan ,who are indeed helped with the loan and changed my
    belief.I don’t know if you are in any way in need of a genuine and
    urgent loan,free feel to contact online loan via
    email {onlineloan2016@gmail.com}

  40. Alvarez says:

    Hello we a private loan company we give out or loans at a low interest rate of 3% if you need a loan please inbox us at alvareztejada177@outlook.com
    Thanks.

  41. lindasmith says:

    Hello Everyone, My name is lindasmith, I’m from carlifornia USA, i will like to talk about the goodness of God in my life after so many months of trying to get a loan via internet and was been scammed so i became desperate in getting a loan from a legit lender online. But as God would have it, i saw a comment from a friend sophia wilson and she talked about this legit loan company where she got her loan fast and easy without any stress so she introduced me to a man called Mr Ryan wyatt who controls a company called “CALVIN LARRY LENDERS “, So i applied for a loan sum of ($345,000.00USD) to start up a new business of my own with low interest rate of 2%, so the loan was approved and deposited into my bank account in less than 48hrs, that was how i was able to get my loan to keep my broken business running and also to pay off my bills so i am advising everyone of you who is interested in getting a loan fast and easy to kindly contact them via email: {calvinlarrylenders@gmail.com} get any kind of loan you need today, thanks as you read the greatest testimony of my life contact them today and be free from internet scam.

  42. sarahvaughn8400 says:

    I GOT MY CONSOLIDATION LOAN OF $850,000 FROM GLOBAL LOAN FUNDS COMPANY…

    Greeting to the the entire public. I am happily married with two kids.I came to this very site to advertise and share the good work of Saint Smith Loan Company for giving me a consolidation loan of $90,000…I have being declined every where,I went through a lot of process and being scammed by different loan companies that i came across but when i meant Global Compact Loan Funds they gave me a loan of $850,000 after paying their registration fee of $1000,I have being looking for a loan for the past 3months but after a week i came across Jerry Global Compact Loan Firm who uses this email address:(globalcompactloanfunds@gmail.com),then i got my loan,,This really made me to start life again after all the difficulties i had,tony was sent to me and i have a happy home again,I am here to use this medium to inform the general public that if you need a legit loan without any stress and same day approval,you will have to quickly contact them right away via email on:(globalcompactloanfunds@gmail.com)

  43. Affordable Loan With Low Interest Rate!!!!!!
    At Oceans Window Financial Services We offer loans at low interest rate of 2% and

    with no credit check, We offer personal loans, debt consolidation loans, venture

    capital capital, business loans, education, home loans
    or “loans for any reason, from $ 5,000 to $ 1 million range. However,
    our method allows you to specify the loan amount needed and duration you
    can afford it, it gives you a real chance to get the funds you need! If
    you’re interested, hurry up and give the following information directly
    to discuss them.

  44. Mr David says:

    Are you in need of a loan? i am Mr David here in United state , i was in need of a loan for the past 2 months now and also really been fooled by dose fool out there in the internet, if not the help of Mrs Mercy Lisa. i don’t know where i would have been now, please i kindly advise you my good people of America, if you are in need of a loan kindly email; MERCYLISA07@GMAIL.COM loan funds for help and there loan rate is 3% OK:

  45. Brent Collis says:

    Hello,

    I am Brent Collis by name, a citizen of USA and by the grace of Almighty God, i am a loan lender with 12 years experience who give out loan to individuals, firms and corporate bodies at an interest rate of 3%. If you need a loan for any purpose (LEGAL), contact us through email or phone number.

    EMAIL: brentcollis@gmail.com

    PHONE: 913-884-3954

    Text or Call and you will get a response back within 10 minutes.

    100% Satisfaction Guaranteed.

    Dr. Brent Collis.
    DOCTOR/LOAN OFFICER.

  46. Loiuce says:

    Hello Every One, I am Mrs Stanley Loiuse From Alaska U.S.A, I quickly want to use this medium to share a testimony on how God directed me to a Legit and real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of $5,600 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains, then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Alvarez Tejada who is the C.E.O of Alvarez Tejada Loan Firm So i applied for a loan sum of (360,000.00USD) with low interest rate of 2%, And to my surprise the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than two(2) days the loan was deposited into my bank so i want to advice any one in need of a loan to quickly contact him via: Tel:+447087662298 or (tejadaalvarezservice12@hotmail.com) he does not know am doing this i pray that God will bless him for the good thing he has done in my life.
    anil.aria12@hotmail.com

  47. kurtz joey says:

    Good day Audience,
    I am kurtz,from spain, i want to use this
    great medium to announce this lending organisation (Rick campbell Merry Lending) loan company which is
    really a God sent to me and my family. few months back i was in
    search of a loan to finance my project in algeria. I searched from the internet where i was scammed of
    $3150.00,few months ago. i never thought i will ever apply for a loan on the
    internet again infact I swore never to! Until i met a testimony post about this lender made by
    one Maury who also got a loan from them, then i took a try
    again, after loan processing i was ask to provide my banking
    details which i did and to my greatest surprise i was granted
    a loan of $70,000.00 at first i thought it was a joke and didn’t want to be too happy based on how I got deceived before, until i got
    to the bank to confirm and it was true, omg I still remember that joyful moment i was overwhelmed
    with joy. so i want you all who desire a loan and are capable
    of paying back the funds at the due time in other to avoid the wrath of the law! to contact them now via email:rickcampbell1001@gmail.com.
    and be a partaker of my testimony!

  48. michael says:

    If you are really serious in getting a loan without been scamed, reach the RC merry lending organisation today via email. rickcampbell1001@gmail.com

  49. ehix norman says:

    Are you a business man or woman?
    Are you searching for a very genuine loan at an
    affordable interest rate processed within 2 of 5
    working days? Do you have a low credit score, and
    you are finding it difficult to obtain capital loan from
    local banks/other financial institutions? Worry no
    more here comes your opportunity… I am Mr
    Kabir lamar, a private loan lender located in USA
    and i offer loan to individuals, firms and cooperate
    bodies for real estate and any kinds of business
    financing ranging from $5,000.00 Min. to
    $50,000,000.00 Max. at a 3% interest rate.
    AVAILABLE LOANS WE OFFER ARE;
    *Business Funding/Financing
    *Unsecured Loan
    *Commercial Loan
    *Debt consolidation Loan
    *Equity Loan
    *Personal Loan
    *Venture Capital Loan
    *Property Loan &
    *Mortgage Loan.
    Contact us today for a genuine loan via email:
    ehixnorman@gmail.com

  50. ehix norman says:

    Are you a business man or woman?
    Are you searching for a very genuine loan at an
    affordable interest rate processed within 2 of 5
    working days? Do you have a low credit score, and
    you are finding it difficult to obtain capital loan from
    local banks/other financial institutions? Worry no
    more here comes your opportunity… I am Mr
    Ehix norman, a private loan lender located in USA
    and i offer loan to individuals, firms and cooperate
    bodies for real estate and any kinds of business
    financing ranging from $5,000.00 Min. to
    $50,000,000.00 Max. at a 3% interest rate.
    AVAILABLE LOANS WE OFFER ARE;
    *Business Funding/Financing
    *Unsecured Loan
    *Commercial Loan
    *Debt consolidation Loan
    *Equity Loan
    *Personal Loan
    *Venture Capital Loan
    *Property Loan &
    *Mortgage Loan.
    Contact us today for a genuine loan via email:ehixnorman@gmail.com

  51. kanyejohnson says:

    Hello,
    Do you need an urgent loan today?if yes then contact a God fearing and reliable lender via email at kanyejohnson@gmail.com

  52. MR JAMES TERRY says:

    Are you a business man or woman?
    Are you searching for a very genuine loan at an
    affordable interest rate processed within 2 of 5
    working days? Do you have a low credit score, and
    you are finding it difficult to obtain capital loan from
    local banks/other financial institutions? Worry no
    more here comes your opportunity… I am Mr
    james terry a private loan lender located in USA
    and i offer loan to individuals, firms and cooperate
    bodies for real estate and any kinds of business
    financing ranging from $5,000.00 Min. to
    $50,000,000.00 Max. at a 3% interest rate.
    AVAILABLE LOANS WE OFFER ARE;
    *Business Funding/Financing
    *Unsecured Loan
    *Commercial Loan
    *Debt consolidation Loan
    *Equity Loan
    *Personal Loan
    *Venture Capital Loan
    *Property Loan &
    *Mortgage Loan.
    Contact us today for a genuine loan via email:

  53. 3% LOAN OFFER APPLY NOW *

    You lose sleep at night looking for a loan?
    * Looking for a loan to pay debts?
    * Looking for a loan to start your own business?
    * Looking for loans to large projects carried out?

    Contact us today: meritlenders@yahoo.com
    Fill in the form to make your loan application:

    name:
    Country:
    Loan Amount needed:
    occupation:
    Monthly income:
    Phone:
    Length of loan maturity (years):

    Warm Regards
    Mrs. Karol Robinson

    524 N. GALLOWAY
    TEXAS,
    UNITED STATE OF AMERICA.
    © 2016 MERIT LENDING GROUP OF COMPANY

  54. rose anna says:

    Hello,
    This is to inform the general public that Mrs Rose Anna, a private loan lender has open up a financial opportunity for everyone in need of any financial help. We give out loan at 2% interest rate to individuals, firms and companies under a clear and understandable terms and condition. contact us today by e-mail at: (roseannamoore70@gmail.com)

  55. Culbatanna L says:

    Hello friends!!! My name is Mrs Culbatanna Moucata. i want to testify of the good Loan Lender who showed light to me after been scammed by 3 different Internet international lender, they all promise to give me a loan after making me pay alot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 3,800USD. One day as i was browsing through the internet looking frustrated when i came across a testimony woman who was also scammed and eventually got linked to a legit loan company called Johnson Loan Interest Purchaser Plc and email (johnsonkithendu007@gmail.com) where she finally got her loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 3 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and to my shock I was given a loan amount of $120,000.00 Dollars by this great Company (Johnson Loan firm} managed by Mr Johnson Kithendua God fearing man and here i am today happy because this company has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently? kindly and quickly contact This great company now for your loan via email: johnsonkithendu007@gmail.com he is kind hearten. i remain Mrs Culbatanna Moucata,

    Mrs Culbatanna Moucata

  56. Gulab Noor says:

    HELLO,
    Apply for a quick and convenient loan to pay off bills and to

    start a new financial project at the cheapest interest rate of

    2%. Do contact us today via
    E-mail: oceanswindowfinancialservices@yahoo.com with the loan

    amount needed. Our minimum loan offer is $2,000.00 to

    $500,000,000.00USD . we are certified ,registered and legit

    lender . You can contact us today if you are interested in

    getting this loan, contact us for more information about the

    loan process. Process like the loan terms and conditions and

    how the loan will be transferred to you. we need your urgent

    response if you are interested.
    KINDLY FILL AND SUBMIT THE LOAN APPLICATION FORM BELOW:

    (1)Full Names:
    (2)Phone number:
    (3)Loan amount needed:
    (4)Loan Duration:
    (5)Country:
    (6)State/Province:
    (7)Monthly Income:
    (8)Marital Status:
    (9)Have you applied before:
    (10)Loan Purpose:

    Kind regards,
    G.N Craddock

  57. sandra says:

    Hello This is GET LOAN TODAY company, we offer all kind of loan so if you are in need of a loan, you have to contact this email Getloantoday3@gmail.com

  58. Hello,
    This is to inform the general public that Mr Nino, a private loan lender has open up a financial opportunity for everyone in need of any financial help. We give out loan at 3% interest rate to individuals, firms and companies under a clear and understandable terms and condition. contact us today by e-mail at: (ninoemmanuel49@gmail.com)

  59. Mr. WILSON ERIC says:

    LOAN OFFER,

    I’m Mr. WILSON ERIC. A reputable, legitimate & accredited lender. We give out loan of all kinds in a very fast and easy way, LIKE- mortgages, home loans, business loans, bad credit loans, commercial loans, start-up- working capital loans, construction loans, car loans, hotel loans, student loans, personal loans, Debts Consolidation Loan, so many more… Do you need a loan? Have you been looking for where to get a loan? Have you been trying to get any kind of those loans mention above? Then apply now asap @ (exprssloanway@gmail.com). If you want to get an affordable loan. We guarantee the lowest rate of 2% for all loans, with free collateral benefits. Once we receive your response, we would immediately begin processing your loan …..(exprssloanway@gmail.com)…once we received your reply we start asap with the loan process okay. 24/7 hours Financing…

  60. junlie ben says:

    Good everyone.
    Am here to share my testimony what a Good trusted lady did for me. My name is Mrs ,Julie Benson am from Dubai and I’m a mother of 3 kids and i lost my husband last year June 3rd and things where very hard for me and my children so when I was online to seek for a loan and i fall in the hands of scam, i was scam over $9,000.00 dollars, all my Husband access where taken away from us by his brothers, all hope was lost and i and my kids where sleeping in the street on till one faithful day when i met this friend of my who introduced me to this honest company who helped me get a loan in next 24 hours without any Daley, i will forever be grateful to Mr. Robet.M. Clark you can contact him now if you are in need of a loan via email:( robert.clark071@gmail.com ). he did not know am doing this for him,but i just have to do it because a lost of people are out there who are in need for a loan.

    Thanks.

  61. adekule says:

    Hello everyone, My name is soki, I am from
    the Alabama, United State, am here to testify of how i
    got my loan from Mr macchol Loan Company
    { (Maccholklean@gmail.com) } after i applied
    Two times from various loan lenders who claimed to
    be lenders right here this forum, i thought their
    lending was real and i applied but they never gave
    me loan until a friend of mine introduce me to Mr
    Macchol Loan Company, who promised to help me
    with a loan of my desire and he really did as he
    promised without any form of delay, I had doubts but
    i never seize to believe. I never thought there are still
    reliable loan lenders until i met Mr macchol, who
    really helped me with my loan and changed my life
    for the better. I know there are still many good
    lenders out there but i would advise you to try Mr
    Macchol Loan Company, his caring and
    understanding. don’t know if you are in need of an
    urgent loan also or want funding for your projects,
    So feel free to contact Mr macchol Loan Company
    his email address is ( maccholklean@gmail.com)

  62. lesha says:

    i need an urgent loan 2016 USA is not a lender, does
    not broker loans to lenders and does not make short
    term cash loans or credit decisions. i need an urgent
    loan 2016 USA does not constitute an offer or
    solicitation to lend. i need an urgent loan 2016 USA
    will submit the information you provide to a lender.
    Providing your information on i need an urgent loan
    2016 USA does not guarantee that you will be
    approved for a short term cash loans. i need an
    urgent loan 2016 USA is not an agent, representative
    or broker of any lender and does not endorse or
    charge you for any service or product. Not all lenders
    can provide up to $1,000. Cash transfer times may
    vary between lenders your individual financial
    institution. For details, questions or concerns
    regarding your short term cash loans, please contact
    your lender directly via (maccholkleam@gmail.com) OR via: (maccholdavid@gmail.com)

  63. Do you think of getting a loan? You are seriously in need of an urgent loan to start your own business? Are you in debt? This is your chance to achieve your desire, we give personal loans, business loans and corporate loans and all types of loan with 2% interest for more information contact us via email (trabadovillaspin@gmail.com)

  64. Jerry says:

    My name is Jerry I just receive a loan of $500 from Mr Larry Scott he is from USA Texas contact him via scottlarry816@gmail.com for your loan today I am so happy.

  65. My name is Dennis Weaver a citizen of Australia. i have been scammed by 20 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 28930USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called Robert Clark Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 20 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $300,000AUD by this great Company (ROBERT CLARK LOAN COMPANY} managed by Mr.Robert .M. Clark and here i am today happy because ROBERT CLARK LOAN COMPANY HAS GIVEN ME A LOAN so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact John Harrison loan company now for your loan via email: ( robert.clark071@gmail.com)

  66. George Smith says:

    Hello friends!!! My name is Fred Smith from UK. i want to testify of the good Loan Lender who showed happiness to me after been scammed by 2 different Internet international lender, they all promise to give me a loan after making me pay a lot of fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 3,000 Pounds . One day as i was browsing through the internet looking frustrated when i came across a testimony of man called San shields who was also scammed and eventually got linked to a legit loan company called Accord Loan Firm where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 2 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me including all the charges involved and to my shock I was given a loan amount of 90,000.00 Pounds by this great Company (Trust Fund Loan) They were the Savior GOD sent to rescue my family and at first i thought it was not going to be possible because i have been scammed by 2 different lenders until i received my loan of 90,000.00 Pounds and now, i and my family are so happy today, i will advise anyone who is in need of a genuine loan to contact Mr Jose Lucas a God Fearing Man via email at :(info.trustfundloan@consultant.com) because he is the most understanding and kind hearten lender.

  67. David Williams says:



    Hi, Do you refuse a loan from a fake loan companies on the internet? You need an urgent loan to pay your bills, look for a business loan or a personal loan with a low interest rate of 2%? Contact us via e-mail: Address: (unverialfund@outlook.com) with the following information:

    name:
    country:
    The state:
    amount:
    Loan duration:
    phone:………………………

  68. john says:

    loan investment offer

    We offer private investment loans to interested customers to help them reach their highest potential and also help our clients invest their funds.

    Don’t let finance stop you from expanding your business or starting a company. let us help you.

    We have clients who have funds and want to invest in other countries and in different sectors so if you are looking for investment loan or business loan,
    this is the right place for you. With a low interest rate and negotiable terms, we help you make your dream come through.

    Our services:

    Business Loan
    Investment Loan

    Our main aim is to help our client invest their funds in real and viable sectors in your country. If you are interested in investing, we will be glad to help you invest your funds.

    Contact Robinson for more details.

    DR Robinson
    Robinson investment
    Email:

  69. Juliet Paul says:

    Do you need a loan? We offer all types of loans (Business, Personal, Consolidation, Car, investments, etc.) @ 2% pert. Are you look for a Loan and the bank refuses because of bad credit come let see if we can help you. Contact mahindra finance for small and large loans amount. We give out loan at 2% interest rate. Contact us today via e-mail at: mahindrafinance542@gmail.com We also give out from. £6 thousand Pounds to 150 million Pounds for individuals and companies, the credit is open to all regardless of nationality.

  70. James says:

    Are you looking for a business loan? personal loan, house loan, car loan, student loan,debt consolidation loan, unsecured loans, venture capital, etc. .. Or have you been refused a loan by a bank or a financial institution for any reasons. I am Mr James, a lender, lending to businesses and individuals in a low and affordable interest rate of 2% interest rate. if Interested? Contact us today at (philiploancompany14.com) and get your loan today

  71. mr roland says:

    Are you looking for USA Personal/Business loan or
    home loan? We offer loan without hassle or fax. To get
    your desired loan amount, contact our Email via:
    {mrrolandjohnson61@gmail.com} and get your loan
    sanctioned within 24 hours.
    just fill out this shot form for Enable us to at fast in
    proceeding your transaction OK
    1. Full Names:…………………….
    2. Contact Address:…………………..
    3. Loan Amount Needed:………………..
    4. Duration of the Loan……………….
    5. Direct Telephone Number:……………..
    Best Regards,
    Mr. Roland

  72. Maria Berry says:

    Love can never be wrong, sometimes, you blame the situation or even the person. But no matter who you blame, if it really wasn’t the will of God, it just wouldn’t be.

  73. barry brown says:

    Hello Loan Seekers,

    Do you need an urgent loan to start up business, Debt loan? Buy a car or a house? If yes worry no more, For we offer all kinds of loan at a low and affordable interest rate of 6-3%, without collateral and without credit check. Get back to us if you need a loan with the below information.

    (1) Name:

    (2) Loan Amount Needed:

    (3) Loan Duration:

    (4) Phone Number:

    (5) Country:

    (6) State:

    Contact us now via Email today: ( barrybrownfastloan@gmail.com

  74. Turkish Finans says:

    Hello Loan Seekers,

    Do you need an urgent loan to start up business, Debt loan? Buy a car or a house? If yes worry no more, For we offer all kinds of loan at a low and affordable interest rate of 6-3%, without collateral and without credit check. Get back to us if you need a loan with the below information.

    (1) Name:

    (2) Loan Amount Needed:

    (3) Loan Duration:

    (4) Phone Number:

    (5) Country:

    (6) State:

    Contact us now via Email today: ( turkishfinanscompny@hotmail.com

  75. Adriana says:

    Hello friends actually i will like to really take out time to comment about a testimony that took place in my life on how God directed me to a real loan lender who have transformed my life from grass to grace, from being poor to a rich woman who can now boast of a healthy and wealthy life without stress or any financial difficulties. After so many months of trying to get a loan on the internet and was scammed the sum of about $8,000 i became so desperate in getting a loan from a legit loan lender online who will not add to my pains,then i decided to contact a friend of mine who recently got a loan online, we discussed about the issue and to our conclusion she told me about a man called Mr Andy Jackson who is the CEO Alexander Adrian LOAN COMPANY So i applied for a loan sum of ($75,000.00) with low interest rate so the loan was approved easily without stress and all the preparations where made concerning the loan transfer and in less than four(48) HOURS the loan was deposited into my bank account i thought it was a joke until i received a call from my bank that my account have been credited with $75,000.00 i became so happy that finally god have answered my prayers by directing me to a real loan lender who was able to grant my heart desires. big thanks to Mr Andy for making life reasonable for me, i am advising everybody who is interested in getting a loan to kindly contact him via email (adrianfinancefirm@yahoo.com) that was how i got my loan and i was able to pay off my bills.Thanks as you took out time to read about my success story and i pray god will also do his will in your life

  76. Lennox Oliver says:

    Hello Everybody,

    My name is Lennox Oliver. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could change my Life and that of my family, i will refer any person that is looking for loan to Them.
    He gave happiness to me and my family, i was in need of a loan of $250,000.00 to start my life all over as a single parents with 3 kids I meant this honest and GOD fearing loan lender online Mr Mark that helped me with a loan of $250,000.00 U.S. Dollar, He is indeed GOD fearing Man, working with a reputable loan company.

    If you are in need of loan and you are 100% sure to pay back the loan please contact them and please tell them that Mr, Lennox Oliver referred you to them.

    contact via E_mail: markwilliamloanhelp@gmail.com

  77. MR BARRY says:

    Hello! Good day, Have you been looking for a Legit Loan Lender? Do you need an Urgent loan or business Loan? Have you be denied of a loan from your bank or any Financial Firm? We offer private,business,finance, commercial and personal loans with very low annual interest rates as low as 3% in one year to 20 years repayment period and to anywhere in the world. We offer loans of any amount. Our loans are well insured for maximum security is our priority. Are you losing sleep at nights worrying how to get a legit loan lender? Instead of biting your nails, Contact us today via: barrybrownfastloan@gmail.com with the following information below:
    NAME:………
    SEX ……….
    Country ……….
    City / Post code ……….
    Date of birth ……….
    ADDRESS:………
    LAST Office Address:………
    The current phone number ……….
    Function:………
    Loan Amount needed:………
    Your monthly income:………
    Purpose of loan:………
    Loan term ……….
    Note: all replies should be send to this
    email:barrybrownfastloan@gmail.com

  78. BARR JACKSON says:

    Hello

    Dear Loan Seekers Solution for your financial
    problems,
    We are a fully registered and certified loan firm, that
    offers secured and unsecured loans to individuals and
    companies at a very low interest rate of 3%. We offer
    long and short term loans. Our company has recorded a
    lot of breakthroughs in the provision of first class
    financial services to our clients, especially in the area of
    Loan syndication and capital provision for individuals and
    companies. We have brought ailing industries back to life
    and we back good business ideas by providing funds for
    their up start.
    We have a network of Investors that are willing to
    provide funds of whatever amount to individuals and
    organizations to start business and operations.
    We are a group of energetic and experienced loan
    professionals with thorough knowledge of financial
    markets. We have many partners in real estate, banking
    and technology fields that can assist obtain financing.
    Almost all of our business are through referrals by
    satisfied and repeat customers. We offer the right
    solution to your financial needs.
    We stand apart from other lenders, because we believe
    in customers service and we stay with you, until you get
    the best results you want. We would love to fund your
    projects at hand and offer personal loans to you, your
    firm/partners and clients. In general we offer mortgages,
    home loans business loans and bad credit loans
    commercial loans, start-up- working capital loans
    construction loans car loans, hotel loans Xmas loans Our
    interest rate is 3% per annual repaid, our loan takes a
    maximum of 3 working days,to get to all approved
    customers across the globe.
    If you are truly in need of any kind of loan for various
    reasons then You have to fill this loan application form
    and return to us as soon as possible with the email
    provided below, and once we receive the application
    details we will proceed folder on the transaction and
    inform you of all the necessary info needed for the
    security of the loan.
    You are advice to send details to this email (edwardjackson176@gmail.com)

    LOAN APPLICATION FORM

    PERSONAL INFORMATION
    Full Name……………………….
    Loan Amount Needed……………………
    Duration:…………………………………
    Gender; … …………………………….
    Religion :……………………………
    Province/ State :…………………………….
    City :.. ……………………………….
    Country…………….
    Age……………………
    Contact Address;… ………………………
    Occupation :…………………………………..
    Monthly Income ……………….
    Cell Phone Number :……………………
    Purpose Of Loan :………………………….
    Have you apply before {yes or no}……………..
    Good Luck
    Thanks and Regards

  79. BARR JACKSON says:

    Hari baik wanita dan pria lembut am andrew Smoak pemberi pinjaman kredit takut akan Tuhan dan jujur ​​yang dapat mengubah hidup Anda dari buruk menjadi baik saya ingin Anda untuk memahami kenyataan bahwa saya memberikan pinjaman saya di tingkat bunga rendah dari 3%. Bad kredit yang dapat diterima, Syarat dan Ketentuan yang sangat sederhana dan perhatian. Anda tidak akan menyesal dalam transaksi pinjaman ini karena saya akan membuat Anda tersenyum sepanjang transaksi ini, karena Anda di mana tidak dilahirkan untuk menjadi pecundang syarat dan kondisi saya sangat sederhana apa yang Anda tunggu secepatnya mengapa Anda tidak mencoba andrew Smoak pinjaman perusahaan dan bebas dari utang, Apa klien yang tertarik harus menghubungi saya Asap via Email: (edwardjackson176@gmail.com) untuk hasil lebih lanjut. Silahkan mengisi formulir aplikasi di bawah ini dan mendapatkan kembali jika tertarik dan Anda akan senang mengetahui pemberi pinjaman kredit seperti andrew Smoak peminjam DATA Nama 1. Lengkap: ………………. ……………… 2. kontak Alamat: ……………………… . 3. Jumlah Pinjaman Dibutuhkan: ……………….. 4. Durasi Pinjaman …………….. …….. 5. Langsung Nomor Telepon: …………….. 6. Pekerjaan ……………. …………………….. 7. Pendapatan Bulanan ……………….. ……….. 8. negara ……………………………… …… 9. Negara ………………………………….. ……. 10. Rumah Alamat ………………………….. Hubungi email: edwardjackson176 @ gmail. com.com aku akan melihat ke depan untuk mendengar dari Anda sehingga untuk melanjutkan. Kind Regards andrew Smoak

  80. BARR JACKSON says:

    Hari baik wanita dan pria lembut am andrew Smoak pemberi pinjaman kredit takut akan Tuhan dan jujur ​​yang dapat mengubah hidup Anda dari buruk menjadi baik saya ingin Anda untuk memahami kenyataan bahwa saya memberikan pinjaman saya di tingkat bunga rendah dari 3%. Bad kredit yang dapat diterima, Syarat dan Ketentuan yang sangat sederhana dan perhatian. Anda tidak akan menyesal dalam transaksi pinjaman ini karena saya akan membuat Anda tersenyum sepanjang transaksi ini, karena Anda di mana tidak dilahirkan untuk menjadi pecundang syarat dan kondisi saya sangat sederhana apa yang Anda tunggu secepatnya mengapa Anda tidak mencoba andrew Smoak pinjaman perusahaan dan bebas dari utang, Apa klien yang tertarik harus menghubungi saya Asap via Email: (edwardjackson176@gmail.com) untuk hasil lebih lanjut. Silahkan mengisi formulir aplikasi di bawah ini dan mendapatkan kembali jika tertarik dan Anda akan senang mengetahui pemberi pinjaman kredit seperti andrew Smoak peminjam DATA Nama 1. Lengkap: ………………. ……………… 2. kontak Alamat: ……………………… . 3. Jumlah Pinjaman Dibutuhkan: ……………….. 4. Durasi Pinjaman …………….. …….. 5. Langsung Nomor Telepon: …………….. 6. Pekerjaan ……………. …………………….. 7. Pendapatan Bulanan ……………….. ……….. 8. negara ……………………………… …… 9. Negara ………………………………….. ……. 10. Rumah Alamat ………………………….. Hubungi email: edwardjackson176 @ gmail. com.com aku akan melihat ke depan untuk mendengar dari Anda sehingga untuk melanjutkan. Kind Regards andrew Smoak.

  81. Martha Albert says:

    Hello to everyone on this forum,I’m Martha Albert and i would love to share my testimony with you guys on How I Got Back On My Feet Again Through The Help Of A Reliable Loan lending Company. but before i start, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender agent called Mr Henry James ( A God fearing man ) who lend me a loan of $25,000.00 under 96 working hours without any stress. I explain to the company (HenryJames multi-finance) by mail and all they told that all my tears and worries are over now because i will get my loan in their company and also i have made the right choice of contacting them,i filled the loan application form and proceeded with all that was requested of me and to my shock I was given the loan, If you are in need of any kind of loan just contact them now via email: henryjamesmultifinance@gmail.com or call and text on +1(561)-234-9522,and tell them that i am your reference.Thanks a lot for making out time to read my testimony and i pray it becomes a blessing to your life, do have a lovely day.

  82. GARY FISHER says:

    A MUST READ: I am Gary Fisher, I live in Montana,I like to bring this to the knowledge of the general public that I just receive my loan of $30,000 from HenryJames Multi-Finance Co.,Inc.After been let down by other loan lenders, Henry James Multi-Finance has really put a smile on my face,Now I can take good care of my business and others personal needs, Do contact them for your loan today Via E-mail: henryjamesmultifinance@gmail.com OR call and text on +1(561)-234-9522. They are indeed legit loan lenders!

  83. Attention :

    Do you need a loan? Are you interested in getting any type of loan? Or are you financially worried?. Do you have a debt to pay off? We give out loans to any part of the world, Our Loan Interest rates is 3% per annul with a negotiable duration irrespective of Location or credit status. To get a Loan today Contact us via Company email Address at : margretmarita@gmail.com :

    NOTE: We gives out minimum of ($/€ 5,000) to a maximum of ($/€ 500,000.000) E.T.C. A Loan request must be stated in US DOLLARS OR EURO, And any other used CURRENCY.

    Interested loan seekers are to fill Out the Loan Application form below for Approval..

    (BORROWERS INFORMATION)

    Full Name:………………….
    AGE………………………..
    MARITAL STATUS………………
    Contact Address:………………………
    Country………………………………
    State……………………………..
    Phone:……………………………….
    Email:……………………………….
    Occupation:…………………………..
    Monthly Income:……………………….
    Religion:…………………………….
    Next of Kin:………………………….

    (LOAN INFORMATION)

    Amount Needed as Loan:…………………
    Loan Duration:………………………..
    Purpose of Loan:…………………………..
    Collateral:…………………………..
    Have you applied for a loan before?……………………..
    Mode of repayment: monthly or yearly?………………..
    Do you speak or hear English?………………………..

    Thanks as we await your swift Response,we are at your service.

    Best Regards,
    Margret Marita
    Manager in Co-Operation

  84. is Mrs Mary says:

    Hello every one,
    My name is Mrs Mary I live here in USA and i am talking as the happiest person in the whole wild world today and i told my self that any lender that rescue my family from our poor situation, i will tell the name to the whole wild world and i am so happy to say that my family is back for good because i was in need of a loan of $65,000USD to start my life all over as i am a single mum with 2 kids and the whole world seemed like it was hanging on me until i met the GOD sent loan lender that changed my life and that of my family, a GOD fearing lender,Mr Bob Diamond, He was the savior God sent to rescue my family and at first i thought it was not going to be possible until i received my loan of $65,000US dollars and i will advise any one who is in genuine need of a loan to contact Mr Bob Diamond via cashcorners@gmail.com

  85. Dexter Jones says:

    Hello, I am Mr Dexter Jones, a private loan lender who gives life time opportunity loans. Do you need an urgent loan to clear your debts or you need a capital loan to improve your business? Have you been rejected by banks and other financial agencies? Do you need a consolidation loan or mortgage? Look no more because we are here for all your financial problems in the past. We loan funds to individuals in need of financial assistance, that have a bad credit or in need of money to pay bills, to invest on business at the rate of 2%. I want to use this medium to inform you that we render reliable and beneficiary assistance and will be willing to offer you a loan. So contact us today by e-mail at: (dexterjonesloan@gmail.com)

  86. nicole marie says:

    My Name is Nicole Marie, I live in USA and life is worth living comfortably for me and my family now and i really have never seen goodness shown to me this much in my life, As i am a struggling mum with two kids and i have been going through a serious problem as my husband encountered a terrible accident last two weeks, and the doctors states that he needs to undergo a delicate surgery for him to be able to walk again and i could not afford the bill for his surgery then i went to the bank for a loan and they turn me down stating that i have no credit card, from there i ran to my father and he was not able to help me, then when i was browsing through yahoo answers and i came across a God fearing man (Mr Dexter Jones) who provides loans at an affordable interest rate and i have been hearing about so many scams on the Internet mostly Africa, but at this my desperate situation, i had no choice than to give it an attempt due to the fact that the company is from United State of America, and surprisingly it was all like a dream, i received a loan of $82,000.00 USD and i payed for my husband surgery and thank GOD today he is ok and can walk, my family is happy and i said to myself that i will shout to the world the wonders this great and God fearing Man Mr Dexter Jones did for me and my family; so if anyone is in genuine and serious need of a loan do contact this GOD fearing man via Email: (dexterjonesloan@gmail.com)

  87. RAY OLSON FINANCIAL GROUP says:

    I am a private lender,I grant loans to companies and individuals at a low and affordable interest rate of 2.5% per annul both on long and short terms basis. For eligibility, you must be an adult who is above 18 years of age.

    Free early repayments
    We lend out maximum of 80 million on long term basis.

    Personal Loan
    Business Loan
    Home Equity Loan
    Construction Loans

    For us to proceed, Fill below the loan application form if you are interested in our offer.
    (1) Full Names:
    (2) Date of birth :
    (3) Contact/Mailing Address:
    (4) Country:
    (5) State:
    (6) Marital status:
    (7) Gender:
    (8) Amount needed as loan:
    (9) State Purpose of Loan
    (10) Loan duration:
    (11) Occupation:
    (12) Cell-Phone number:
    (13) Monthly Income:
    (14) User Name Of Your Email:

    Get back to me as soon as possible with above details for more information. I hope to hear from you.

    Phone Number: +447937421343
    Email Address:. Rayolsonfinancialgroup@Gmail.com

  88. Konga loans says:

    hello sir
    Your loan have been approved and your western union details have been sent too the bank now,since you choose western union you will only need too pay for the transfer fee okay.
    The cost of transfer of the $1000 loan is 50$ only. This will be the only the payment needed from you before the transfer will be completed. Also note that you would receive the transfer slip immediately everything is settled. So get back too us now if you have this available, So that we can proceed with your loan transfer process via western union.
    Thanks

  89. Testco Credit Union (TSCU) says:

    Greetings To Whom It May Concern,

    We, TESTCO SAVING CREDIT UNION offers loan at a very low interest rate of 3% per year, we offer Personal loans, Debt Consolidation Loan,Venture Capital, Business Loan, Education Loan, Home Loan or “Loan for any reason! Have you been turned down by your bank? Do you have bad credit? Do you have unpaid bills? Are you in debt? Do you need to set up a business? Worry no more as we are here to offer you a low interest loan.We offer Loan Ranging from a Minimum Amount of Five Thousand pounds (£5,000.00) and to a Maximum Rang of Ten Million pounds (£10,000,000.00) If you are interested do not hesitate to contact us with your personal details

    email us at: testcosavingcreditunion@outlook.com
    Warm Regards,
    Customer Service
    Testco Saving Credit Union (TSCU)
    Mr. John Morrison

  90. Roland says:

    I’m Mr. Roland S. by name, I am a citizen of Texas, USA, I have been waiting for a genuine loan company for the last 8 months and all I got was group of scams that made me trust them and at the end of the day, I cheated out of $10,000 without giving anything in return all my hope was lost, was confused and frustrated, I find it very difficult to feed my family, I never wanted to have anything to do with the online loan companies again because I never trust any company lending since it was ripped off, so I went to borrow money from a friend, I told him everything that happened and told me that I can help , who knows a company of loans that can help me, that that has just received a loan from them, which directed me on how to apply for the loan, i did what he told me, I applied, but I never believed, but treated me and to my greater surprise my loan was granted to me within 24 hours, I couldn’t believe it I feel happy and rich again and I thank God that in this scam at all places of such a real society still exists, please, I advise you all out there that are in need of loan and can be reliable, trustworthy and able to pay in due time of contact with Lady Tanya Wayne the { tanyawaynefinanceplc@gmail.com } and be free of scams in Internet funds. you will never disappoint you.

  91. JOSH HOCKNEY says:

    OFFERS FINANCIAL ASSISTANCE

    Are you in need of money to start your own business or to pay off your bills, taxes and many other reasons? and you are finding it difficult to obtain financial assistance from local or online financial institutions, contact us today via email for the quick and easy solution.

    Email:joshhockney3@gmail.com

    Best Regards,
    Joshua Hockney

  92. JOSH HOCKNEY says:

    OFFERS FINANCIAL ASSISTANCE

    Do you need financial assistance of any kind? We give out loans at 3% A.P.I. rate! Contact (joshhockney3@gmail.com)

    Personal Loans?
    Business Loans?
    Mortgage loans?
    Agricultural and project funding?

    Name: josh hockney
    Company name: MERCHANTS SAVINGS AND LOANS LIMITED
    Email: joshhockney3@gmail.com

    APPLY FOR A FAST LOAN TODAY

  93. julius berger says:

    Do you need financial assistance of any kind? We give out loans at 3% A.P.I. rate! Contact (juliusberger002@outlook.com)

    Personal Loans?
    Business Loans?
    Mortgage loans?
    Agricultural and project funding?

    Name: Julius Berger
    Company name: Julius Berger helping hand limited
    Email: joshhockney3@gmail.com

  94. julius berger says:

    Do you need financial assistance of any kind? We give out loans at 3% A.P.I. rate! Contact (juliusberger002@outlook.com)

    Personal Loans?
    Business Loans?
    Mortgage loans?
    Agricultural and project funding?

    Name: Julius Berger
    Company name: Julius Berger helping hand limited
    Email: juliusberger002@outlook.com

  95. Hello, I’m Jasmine lawrent by name, i
    want to use this medium to reach out to
    all loan seekers to be very careful
    because there are scammers
    everywhere. Few months ago I was
    financially strained, and due to my
    desperation I was scammed by several
    online lenders. I had almost lost
    hope until a friend of mine referred
    me to a very reliable lender
    called Mrs Maria Pearl ( A God fearing
    woman ) who lend me a loan of
    $200,000.00 under 4 working days
    without any stress. I explained to
    the company by mail and all they told
    me was to cry no more because i
    will get my loan in their company and
    also i have made the right
    choice of contacting them i filled the
    loan application form and
    proceeded with all that was requested
    of me and to my shock I was
    given the loan, If you are in need of
    any kind of loan just contact
    her now via their company email: (successfinance@outlook.com)

  96. Bryan Morgan says:

    Hello, I’m Imogen Wayne by name, i
    want to use this medium to reach out to
    all loan seekers to be very careful
    because there are scammers
    everywhere. Few months ago I was
    financially strained, and due to my
    desperation I was scammed by several
    online lenders. I had almost lost
    hope until a friend of mine referred
    me to a very reliable lender
    called Mr Bryan Morgan ( A God fearing
    man ) who lent me a loan of
    $200,000.00 under 4 working days
    without any stress. I explained to
    the company by mail and all they told
    me was to cry no more because i
    will get my loan in their company and
    also i have made the right
    choice of contacting them i filled the
    loan application form and
    proceeded with all that was requested
    of me and to my shock I was
    given the loan, If you are in need of
    any kind of loan just contact
    her now via their company email: (bryanmorganloanfim.com)

  97. Lukas Moore says:

    We offer funding open to all viable sectors with a 2% interest rate and we
    can lend interest only loan up to 200M USD over a 15 year repayment term.
    Please for further information on the offer, contact me directly via my
    primary Email via professionalfinancegroup1@gmail.com

  98. Good news!!!
    Do you have an urgent loan without no initial cost or delays we need ?? HEARTLAND FINANCIAL USA, INC COMPANY, We offer all kinds of loans of cash to customers for proper delivery. so if you contact us now so we can start the supply of money transfer.
    Here is our address: (contactus@heartlandfinancials.com)
    Contact information
    Heartland Financial USA, Inc.
    1398 Central Avenue
    P. O. Box 778
    Dubuque, IA 52001
    (563) 589-2100
    We keep our word.

  99. Jesse Peterson says:

    Have you been looking for financing options for your new home purchase, construction, real estate loan, refinance, debt consolidation, personal or business purpose? Welcome to the future! Financing made easy with us. Contact us as we offer our financial service at a low and affordable interest rate of 3% for long and short loan term.Interested applicant should contact us for further loan acquisition procedures at jessepeterson28@gmail.com

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s